The popularity of liquid direct online lending is a highlight. For those of you who want to apply, we recommend first knowing the benefits and risks below!
Direct online lending is one of the fastest-growing and fastest-growing types of lending. These types of loans are often pursued by those in need of funds in desperate need. Let’s say you had a single-car accident when your car was in serious condition and had to get into a workshop, while you had no car insurance.
Then don’t want to have to spend more money to fix the vehicle
If you have enough savings in your savings, it doesn’t matter, but what if the funds are low? This is where the role of a liquid online loan can help you solve the problem. Liquid direct online loans are loans provided by P2P lending- type Good Finance companies.
For those of you who still don’t know what Good Finance P2P lending is, Good Finance will explain it to you. Good Finance P2P lending is an online lending company that gives you cash. Applying for a direct online loan through Good Finance P2P lending can be either a website or an application. But most use the app so it’s easier to use.
The benefits of online loans are immediately liquid
Before applying for a straightforward online loan, it is helpful to know first hand what the benefits are to you if you apply for a straightforward online loan:
The filing process is very easy
The first advantage is that the application process is very easy because it is submitted online . That way, you don’t have to worry about coming to a lender such as a bank or lending institution and lining up. With just your phone and internet connection, you can apply for a straight online loan.
The disbursement of the funds can take one day
As submitted online , the liquidity of the funds can quickly dissipate. The average liquidity online loan can look up in just a few days. Some are actually liquid in just one day. How can a monthly online loan be liquid? This is because of the data and requirements documents provided in digital form that can be processed directly by the lender on that day. Please note that all the data and documents provided in the physical form must be digitally entered so that the lender will work twice.
Can be used for anything
Unlike other types of loans that are intended for specific purposes only, liquid direct online loans can be used for any purpose. You can use these loan funds as venture capital, home remodeling, education funds, wedding capital, hospital treatment, vacation expenses, and even repairing vehicles damaged by the accident.
The requirements are very easy to meet
Liquid direct online loans have very easy requirements to fulfill. Although each provider sets different requirements, it does require an average ID (Citizenship Card), Personal Identification Number, Tax slip, pay slip, and newspaper accounts. With these few conditions, people are more likely to comply. Prepare the terms of the document in digital form, so be sure to pre-order everything.
Many provider options
With the variety of facilities provided by direct online lending, the demand for borrowers has increased. This is what makes the online lending option more liquid. But don’t be picky because you have to pay attention to the credibility of the lender.
The risk of a direct online month loan is liquid
Liquid direct online lending not only has the advantages, but also has the risk behind it. To avoid any regrets in the future, be aware of the liquidity risk of your direct online loans below:
Risk of online fraud risk
The most risky risks of liquid direct online lending are extremely vulnerable to online fraud. Technological advances have made it possible for the perpetrators of the crime to exploit it for the sake of good. These cases of online fraud are very common and you must have seen the news in the mass media. To avoid online fraud, you can look for a lender that is registered with the OJK (Financial Services Authority) so its security is guaranteed.
Please also make sure the lender has a registered office. You can confirm this by finding your office location through Google Maps. If the official office is not available, then do not try to apply for a direct online loan as the risk is very high.
Suspicion of theft and misuse of data
The risks of liquid direct online lending that are also widely complained of are theft and the misuse of data by irresponsible parties. This can usually happen if the lender is still new and not registered with the OJK so the system they use is easy to break into a hack . The stolen data can be phone numbers, government-issued IDs, and credit cards.
Limited loan numbers
In contrast to the unsecured loans with hundreds of millions of loans, these lending platforms provided by these liquid direct online loans are only tens. The maximum loan ceiling given is $ 20 million up to $ 3 million.
The flowers are quite tall
With no collateral and the process is very simple, the interest rates are quite high compared to other types of loans. The liquidity of online direct lending rates can be high as they use a daily interest rate system. So as the day grows, the flowers will grow.
The online lending option is liquid
For liquid liquid online loan options that you can use when you need the most money is the Good Credit. This Good Finance company lends you a loan of $ 1 million up to $ 20 million with a maximum loan term of up to 180 days (6 months). The terms of application are very simple because they rely heavily on IDS, NPWP, and ownership of local bank accounts.
The filing method is very simple. You can simply follow the steps below:
- Download the Good Credit app on the PlayStore or AppStore
- Sign up and complete the data
- After successfully registering, login
- Fill out the desired loan amount and tenor term
- Click start applying
Now you just have to wait for your loan to be processed by the Good Credit. If the personal data provided and the documents are complete, the funds can be liquid in just a few days. Isn’t that easy? So wait a minute, download now and apply for a live online loan in the Good Credit!